Cancel your credit card before you die ..........
Now some people are really stupid!!!! Be sure and
cancel your credit cards before you die.
This is so priceless, and so, so easy to see happening,
customer service being what it is today.
A lady died this past January, and Citibank billed her for
February and March for their annual service charges on her
credit card, and added late fees and interest on the monthly
charge. The balance had been $0.00 when she died, but now
somewhere around $60.00. A family member placed a call to
Here is the exchange:
"I am calling to tell you she died back in January."
"The account was never closed and the late fees and charges
: "Maybe, you should turn it over to collections."
: "Since it is two months
past due, it already has been."
: So, what will they do when they find out she is dead?"
"Either report her account to frauds division or report her
to the credit bureau, maybe both!"
: "Do you think God will be
mad at her?"
: "Did you just get what I was telling you - the part about
her being dead?"
"Sir, you'll have to speak to my supervisor."
Supervisor gets on the phone:
: "I'm calling to tell you, she died back in January with a
: "The account was never
closed and late fees and charges still apply."
"You mean you want to collect from her estate?"
: (Stammer) "Are you her
"No, I'm her great nephew." (Lawyer info was given)
"Could you fax us a
certificate of death?"
"Sure." (Fax number was given )
After they get the fax:
: "Our system just isn't
setup for death. I don't know what more I can do to help."
: "Well, if you figure it out, great! If not, you could just
keep billing her. She won't care."
"Well, the late fees and charges do still apply." (What is
wrong with these people?!?)
: "Would you like her new
: "That might help."
: " Odessa Memorial Cemetery , Highway 129, Plot Number 69."
: "Sir, that's a cemetery!"
: "What do you do with dead people on your planet ??